Your Team

A cornerstone of us providing the best service lies in the fact that all of our personal wealth managers and financial planners are CERTIFIED FINANCIAL PLANNER™ (CFP®) professionals.

This designation requires us to adhere to the following CFP® Certification Requirements: Education, Examination, Experience and Ethics. For a full description and FAQ on what having a CFP® practitioner means to you, please visit the Certified Financial Planner Board of Standard’s Web site:

We are leaders within our profession. As leaders, we create an environment of mutual respect where open honest communication is the foundation.

Scott M. Kahan CFP®

President and Senior Financial Planner

Helping clients realize their financial goals has been Scott’s driving passion his entire career– a career of which has spanned for more than 35 years. In those years, he has seen trends in investment management, technology, planning style and consumers’ whims come and go, but one thing he knows that has always held true is that a comprehensive and long-term approach is what provides the best road-map to financial success.

Scott launched FAM in 1986 with the vision to provide individual, families and small businesses with the tools and resources to make and implement informed financial decisions in a fee-only model. In 2018, that vision remains the same and is the cornerstone to the success of the firm and their clients.

Scott’s knowledge and extensive experience lead him to educating future financial planners at the financial planning programs of Marymount College, Baruch College and New York University (NYU) – where as an Adjunct Associate Professor of Financial Management at NYU, he was a recipient of the "Award for Teaching Excellence."

The media turns to Scott regularly as a credible source to discuss investment and financial planning related issues. His on-air appearances include: Nightline, CNBC, CNN, FOX and ABC Evening News. He has appeared in both print and online for such outlets as The Wall Street Journal, The New York Times, Money Magazine, Time and Business Week.

Outside of days helping clients, his commitment to serving the community at large is at the forefront of how he dedicates his time outside of the office. Within the financial planning profession, Scott plays an integral role in the advancement of the profession by serving as an active member of the Financial Planning Association (FPA). Having served on the FPA’s National Board of Directors for five years, Scott continues his involvement and has served as chairs for a number of their educational conferences and is currently a member of the Editorial Advisory Board for FPA’s Journal of Financial Planning.

For the consumer community, Scott uses his professional experience to serve and educate the community at large. He currently serves as Chair for the Foundation For Financial Planning, a non-profit organization supporting the delivery of pro bono financial planning to those in need. He regularly provides seminars for parents on college planning at the local high school in his hometown of Chappaqua, NY, and served as board member and treasurer for the Board of Directors for the Horace Greeley Scholarship Fund.

In 2017, his demonstrated commitment and passion in doing extraordinary work to give back to the financial planning community and the public earned him FPA’s Heart of Financial Planning Award. In his spare time, Scott enjoys traveling and spending time with his family.

Scott earned his CERTIFIED FINANCIAL PLANNER™ certification from the College for Financial Planning and received his Bachelor of Arts Degree from Syracuse University.

Viktoria Kamin CFP®

Principal and Senior Financial Planner

With an analytical mind and deep dive approach to research, Viki has a keen ability to hone in on what each of her clients’ needs are and the best path to achieve their financial goals. This approach gives Viki the confidence she is providing each client with solutions for the long-term and in turn gives them the assurance and peace of mind she is putting their interests first.

Having joined the FAM team in 2005, Viki has grown to play a pivotal role in FAM’s client management. Along with the development and implementation of financial plans, she is also instrumental in creating, implementing and monitoring investment portfolios and managing all aspects of the client relationship. 

In keeping with FAM’s commitment to community, Viki too is an active volunteer. She is a member of the Financial Planning Association (FPA) and currently is serving on the leadership team for the FPA of Metro New York Chapter. On weekends, she is a dedicated volunteer for the ski safety patrol for Windham Mountain, a role she takes great pride in helping to ensure the safety of skiers.

Viki earned her CERTIFIED FINANCIAL PLANNER™ certification from New York University (NYU) and graduated from SUNY Albany, with a BS in Business Administration and a concentration in Finance and Marketing.

Prior to joining FAM, Viki was a Personal Banker at Bank of New York and LBS Bank-New York.

In her spare time, along with being an avid skier, Viki enjoys practicing yoga and is also a dedicated runner. She has proudly completed six New York City Marathons and one Chicago!

Edward Hadad CFP®

Financial Planner

The newest member of FAM, Ed joined the team in September of 2020. His background includes positions at top financial services firms as well as several nonprofits. Ed’s strong interest in personal finance, keen analytical skills and passion for helping others led him to search for a position with an independent, fee-only financial planning firm that prioritizes integrity and excellent service. He found that at FAM.

Prior to joining FAM, Ed audited public and private companies at PricewaterhouseCoopers, and served as a controller overseeing the creation of fixed income securities at Credit Suisse and Natixis Capital Markets. He has also worked as a fundraising consultant for several nonprofits and was Vice President of Development for the Institute for New Economic Thinking, an economics think tank founded by George Soros.

Ed volunteers with the Metro New York chapter of the Financial Planning Association and serves on a mayoral advisory committee in the Village of Croton-on-Hudson. His personal interests include traveling (he’s visited over 40 countries), acting (he’s appeared in several amateur off-Broadway productions), and running (he’s completed 3 marathons!). These days, however, most of his free time is devoted to his two young children and helping to care for his wife’s vegetable garden.

He passed the Certified Financial Planner® exam after completing a financial planning certification program with New York University. He is a graduate of Lehigh University with a BS in accounting.


Valerie Adelman CFP®

Senior Financial Planner

Valerie approaches each client relationship as a dual opportunity to help and educate. At the forefront of each relationship is her ability to help clients navigate their financial lives through comprehensive financial planning. At the same time, Valerie equally sees each relationship as an opportunity to educate the current and future generations on the importance of learning money management techniques for the long-term. She places an especially keen attention to empowering women and children on the importance of being proactively involved in their financial lives.

Along with bringing to FAM over thirty years of experience in providing comprehensive financial services, Valerie holds the Certified Divorce Financial Analyst ™ (CDFA ™) designation, giving her specialized training in serving the very specific planning needs of clients who are going through divorce to ensure settlements are fair and equitable.  

Valerie is committed to serving the community using her financial planning expertise. Through her involvement with the Financial Planning Association’s (FPA) pro-bono initiatives, she volunteered to provide planning services and education to domestic abuse victims. In conjunction with a grant program for bourgeoning business owners at the Borough of Manhattan Community College, she volunteers her time to host a financial planning series on how to build a business. Valerie also serves on the advisory board of Girls Incorporated of Westchester County, where she participates in financial literacy programs for mothers and daughters.

Frequently asked to serve as a professional source on an array of planning topics, Valerie has appeared in media outlets such as The New York TimesBusiness Week, CNBC, Fortune and New York local affiliates for CBS, ABC and Fox. She currently is a regular contributor to, a resource for homeowners to take control of what is typically their largest asset – their homes.

In her spare time, Valerie enjoys traveling with her husband and spending time with her adult daughters, and to fulfill something she’s always wanted to do, she recently started taking drum lessons, which she’s having incredible fun with!

Valerie received a BA in Psychology from SUNY at Binghamton and earned a master’s degree as an education specialist from the University of Michigan. 

Cindy Delgado Curry

Director of Operations & Client Services

When Cindy joined FAM in 2014 shortly after graduating from college, her primary hope was to find a job where she could make a difference in people’s lives. Four years later, not only does she feel she has done just that, but she has also found a passion in making that difference through financial planning – so much so that she is working towards becoming a Certified Financial Planner ™ licensee. Cindy’s naturally caring way and ability to connect with people has made her an invaluable support for the FAM team and clients alike.

On the day-to-day, Cindy handles account administration, maintenance and inquiries for new and existing clients. She also serves as a liaison with custodians and outside vendors and supports the firm’s marketing efforts. When FAM clients need help with navigating new financial planning tools at their disposal, Cindy is the go-to person to help walk them through the programs. Cindy is also progressing through her CFP® studies with the College for Financial planning, which is allowing her to get more involved in the overall financial planning process with clients.

Cindy graduated from Pace University in May 2014 where she majored in International Management with a concentration in Marketing. She also minored in Eastern Asian Studies with a concentration in Mandarin. Along with a basic understanding of Mandarin, Cindy is fluent in Spanish and adept at translation in Italian and Portuguese.

As with all FAM team members, Cindy gives back to the community. She currently is a volunteer coordinator for Mothers Against Drunk Driving (MADD).

In her spare time, Cindy and her husband enjoy finding new hikes to waterfalls throughout the tri-state area. She also enjoys drawing as a way to relax and unwind.

Hannah Williams

Client Service Representative

Hannah Joined FAM in January of 2022 after graduating from University at Albany with a dual major of Business Administration, concentrating in Marketing, and Psychology.  Hannah strived to find a job that led her to feel accomplished at the end of every day and being at Fam has done this for her.

Growing up, Hannah worked at her Family’s store which showed her the importance of connecting with clients to provide them with top service.  That is why the close-knit nature of FAM, as well as the care and attentiveness that is given to each client is something that she was happy to find in her current role.

Along with the rest of the FAM team, Hannah has involved herself in the community.  Before graduating college, during the summers, she would volunteer at the New York Institute for Special Education to assist the teachers with daily tasks.

During her free time, she also likes to enjoy the outdoors through playing soccer and finding new and interesting places to hike as well as traveling and baking.